Private employers must comply with The Consolidated Omnibus Budget Reconciliation Act, known as COBRA if they have at least 20 employees. Smaller employers may be covered by a similar state law.
Employees who are covered by the employer’s health insurance plan on the day before a “qualifying event” — an event that would cause them to lose their coverage, such as a layoff, cut in hours, or divorce from a spouse — are eligible to continue their benefits through COBRA.
David Payab, Esq. from The Law Offices of Payab & Associates can be reached @ (818) 918-5522 or by visiting http://payablaw.com